emendrix

Art. 447

Capital Requirements Regulation · 32013R0575 · every event for this act · on EUR-Lex

Disclosure of key metrics

4 changes recorded across 4 events, newest first.

in force 2025-01-01 MODIFIED+347 −36

Amended by Regulation (EU) 2024/1623 32024R1623 · Regulation (EU) 2024/2987 32024R2987 · Regulation (EU) 2024/2795 32024R2795

applies from: unchanged

Point (a) now refers to disclosure of own funds composition together with risk-based capital ratios calculated under Article 92(2), replacing the earlier reference to own funds requirements calculated under Article 92.

A new point (aa) has been added covering, where applicable, risk-based capital ratios calculated using the un-floored total risk exposure amount instead of the total risk exposure amount, and point (b) now also mentions, where applicable, the un-floored total risk exposure amount calculated under Article 92(4).

Point (d) drops the word "their" before "combined buffer requirement," a wording change with no substantive alteration.

Cited: Art. 447, v1 · Art. 447, v2

text before / after

02013R0575-2024070902013R0575-20250101

Article 447 Disclosure of key metrics Institutions shall disclose the following key metrics in a tabular format: (a) the composition of their own funds and their own funds requirements risk-based capital ratios as calculated in accordance with Article 92; 92(2); (aa) where applicable, the risk-based capital ratios as calculated in accordance with Article 92(2), by using the un-floored total risk exposure amount instead of the total risk exposure amount; (b) the total risk exposure amount as calculated in accordance with Article 92(3); 92(3) and, where applicable, the un-floored total risk exposure amount as calculated in accordance with Article 92(4); (c) where applicable, the amount and composition of additional own funds which the institutions are required to hold in accordance with point (a) of Article 104(1) of Directive 2013/36/EU; (d) their the combined buffer requirement which the institutions are required to hold in accordance with Chapter 4 of Title VII of Directive 2013/36/EU; (e) their leverage ratio and the total exposure measure as calculated in accordance with Article 429; (f) the following information in relation to their liquidity coverage ratio as calculated in accordance with the delegated act referred to in Article 460(1): (i) the average or averages, as applicable, of their liquidity coverage ratio based on end-of-the-month observations over the preceding 12 months for each quarter of the relevant disclosure period; (ii) the average or averages, as applicable, of total liquid assets, after applying the relevant haircuts, included in the liquidity buffer pursuant to the delegated act referred to in Article 460(1), based on end-of-the-month observations over the preceding 12 months for each quarter of the relevant disclosure period; (iii) the averages of their liquidity outflows, inflows and net liquidity outflows as calculated pursuant to the delegated act referred to in Article 460(1), based on end-of-the-month observations over the preceding 12 months for each quarter of the relevant disclosure period; (g) the following information in relation to their net stable funding requirement as calculated in accordance with Title IV of Part Six: (i) the net stable funding ratio at the end of each quarter of the relevant disclosure period; (ii) the available stable funding at the end of each quarter of the relevant disclosure period; (iii) the required stable funding at the end of each quarter of the relevant disclosure period; (h) their own funds and eligible liabilities ratios and their components, numerator and denominator, as calculated in accordance with Articles 92a and 92b and broken down at the level of each resolution group, where applicable.

in force 2024-07-09 MODIFIED

Amended by Regulation (EU) 2024/1623 32024R1623

applies from: unknown

Sources disagree — the amending act's instructions found this change; the text comparison finds no difference in the provision's text and the EU's own amendment metadata does not list it. All are shown; none is overruled.

No explanation shipped — the structural diff did not see this change, so it carries no text; another signal named the unit and the disagreement ships as `disputed`.

text before / after, on the event page →

in force 2021-06-28 MODIFIED

Amended by Regulation (EU) 2019/2033 32019R2033 · Regulation (EU) 2019/876 32019R0876 · Regulation (EU) 2021/558 32021R0558 · Regulation (EU) 2020/873 32020R0873

applies from: unchanged

Sources disagree — the text comparison found this change; the EU's own amendment metadata does not list it. Both are shown; neither is overruled.

The heading and subject matter of the article changed from covering exposures in equities not included in the trading book to covering disclosure of key metrics, with the earlier version requiring disclosure of equity exposure classifications, valuation methods, balance sheet and fair values, exposure types, and realised and unrealised gains or losses.

The later version instead requires disclosure of a tabular set of key metrics, including own funds composition and requirements, total risk exposure amount, additional own funds requirements, combined buffer requirement, leverage ratio and exposure measure, liquidity coverage ratio related figures, net stable funding ratio related figures, and own funds and eligible liabilities ratios.

Cited: Art. 447, v1 · Art. 447, v2

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detected 2026-08-13 MODIFIED

no amending act named

applies from: unchanged

Point (e) now refers to amounts included in Common Equity Tier 1 capital, replacing the earlier reference to amounts included in the original or additional own funds.

Cited: Art. 447, v1

text before / after, on the event page →