Art. 395
Capital Requirements Regulation · 32013R0575 · every event for this act · on EUR-Lex
9 changes recorded across 9 events, newest first.
in force 2026-06-26 MODIFIED±0§
Amended by Regulation (EU) 2019/2033 32019R2033
applies from: unknown
Sources disagree — the amending act's instructions found this change; the text comparison finds no difference in the provision's text and the EU's own amendment metadata does not list it. All are shown; none is overruled.
No explanation shipped — the structural diff did not see this change, so it carries no text; another signal named the unit and the disagreement ships as `disputed`.
text before / after
No text on either side: this unit was named by a signal that carries no text, and only the structural diff carries any.
in force 2024-07-09 MODIFIED§
Amended by Regulation (EU) 2024/1623 32024R1623
applies from: unknown (the text changed beyond its dates, so no date that moved can be read as the application date)
dates added to the text: 2027-01-10, 2027-12-31, 2028-12-31
A new paragraph 2a is inserted requiring EBA, after consulting ESMA, to issue guidelines by 10 January 2027 updating the guidelines mentioned in paragraph 2, taking into account shadow banking entities' contribution to the capital markets union and potential adverse impacts of any changes.
The new paragraph also requires EBA to submit a report to the Commission by 31 December 2027 on institutions' exposures to shadow banking entities and the appropriateness of limits, and requires the Commission, where appropriate, to submit a legislative proposal to the European Parliament and Council by 31 December 2028.
The rest of the article, including paragraphs 1 through 2 and 3 through 8, is unchanged between the two versions.
Cited: Art. 395, v2 · Art. 395, v1
text before / after, on the event page →
in force 2023-06-28 MODIFIED§
Amended by Regulation (EU) 2019/876 32019R0876
applies from: unknown
Sources disagree — the amending act's instructions found this change; the text comparison finds no difference in the provision's text and the EU's own amendment metadata does not list it. All are shown; none is overruled.
No explanation shipped — the structural diff did not see this change, so it carries no text; another signal named the unit and the disagreement ships as `disputed`.
text before / after, on the event page →
in force 2021-09-30 MODIFIED§
Amended by Regulation (EU) 2021/424 32021R0424
applies from: unchanged
Sources disagree — the text comparison found this change; the EU's own amendment metadata does not list it and the amending act's instructions do not mention it. All are shown; none is overruled.
The second subparagraph of paragraph 1 changes its reference point from the institution's eligible capital to its Tier 1 capital for calculating the reasonable limit and the 100% cap applicable when the EUR 150 million threshold is higher.
The third subparagraph of paragraph 1 is reworded so that competent authorities setting a lower limit than EUR 150 million must inform EBA and the Commission, with the informing obligation now expressed as a consequence introduced by "in which case" rather than as a separate sentence.
A new subparagraph is added to paragraph 1 stating that a G-SII shall not incur an exposure to another G-SII or a non-EU G-SII exceeding 15% of its Tier 1 capital after credit risk mitigation, with compliance timelines of 12 months from identification as a G-SII or from the other institution's identification as a G-SII or non-EU G-SII.
Cited: Art. 395, v1 · Art. 395, v2
text before / after, on the event page →
in force 2021-06-28 MODIFIED§
Amended by Regulation (EU) 2019/2033 32019R2033 · Regulation (EU) 2019/876 32019R0876 · Regulation (EU) 2021/558 32021R0558 · Regulation (EU) 2020/873 32020R0873
applies from: unchanged
Paragraph 1 now measures the exposure limit against the institution's Tier 1 capital instead of its eligible capital, and extends the special treatment for exposures to institutions to also cover exposures to investment firms and groups that include investment firms.
In paragraph 5, the trading-book excess conditions and the 500% and 600% thresholds are now expressed by reference to Tier 1 capital rather than eligible capital, and point (c) now refers to the excess described in point (b), while the reporting sentence following the list is reworded without changing its substance.
Cited: Art. 395, v1 · Art. 395, v2
text before / after, on the event page →
in force 2020-12-28 MODIFIED§
Amended by Regulation (EU) 2019/876 32019R0876
applies from: unknown
Sources disagree — the amending act's instructions found this change; the text comparison finds no difference in the provision's text and the EU's own amendment metadata does not list it. All are shown; none is overruled.
No explanation shipped — the structural diff did not see this change, so it carries no text; another signal named the unit and the disagreement ships as `disputed`.
text before / after, on the event page →
in force 2019-12-25 MODIFIED§
Amended by Regulation (EU) 2019/2033 32019R2033
applies from: unknown
Sources disagree — the amending act's instructions found this change; the text comparison finds no difference in the provision's text and the EU's own amendment metadata does not list it. All are shown; none is overruled.
No explanation shipped — the structural diff did not see this change, so it carries no text; another signal named the unit and the disagreement ships as `disputed`.
text before / after, on the event page →
in force 2019-06-27 MODIFIED§
Amended by Regulation (EU) 2019/876 32019R0876
applies from: unknown
Sources disagree — the amending act's instructions found this change; the text comparison finds no difference in the provision's text and the EU's own amendment metadata does not list it. All are shown; none is overruled.
No explanation shipped — the structural diff did not see this change, so it carries no text; another signal named the unit and the disagreement ships as `disputed`.
text before / after, on the event page →
detected 2026-08-13 MODIFIED§
no amending act named
applies from: unknown (the text changed beyond its dates, so no date that moved can be read as the application date)
dates added to the text: 2013-06-28
In paragraph 6, the starting date of the period during which competent authorities may require a large exposure limit below 25% but not lower than 15% was changed from '31 December 2014' to '28 June 2013'.
The remaining text of the article, including the other paragraphs, is unchanged between the two versions.
Cited: Art. 395, v1 · Art. 395, v2
text before / after, on the event page →