emendrix

Art. 325bg

Capital Requirements Regulation · 32013R0575 · every event for this act · on EUR-Lex

Profit and loss attribution requirement

5 changes recorded across 5 events, newest first.

in force 2025-01-01 MODIFIED+881 −520

Amended by Regulation (EU) 2024/1623 32024R1623 · Regulation (EU) 2024/2987 32024R2987 · Regulation (EU) 2024/2795 32024R2795

applies from: unchanged

Paragraph 1 now defines compliance itself as the theoretical changes in a trading desk's portfolio value being either close or sufficiently close to the hypothetical changes, rather than referring generally to compliance with the requirements set out in the article.

Paragraph 2 no longer describes the general aim of the P&L attribution requirement to keep theoretical and hypothetical changes sufficiently close, and instead requires an institution to calculate an additional own funds requirement under Article 325ba(1) and (2) when, notwithstanding paragraph 1, the changes are only sufficiently close.

Paragraph 3 now bases the identification of risk factors on the results of the paragraph 1 requirement and adds a duty for the institution to determine, document, and track changes to that list of risk factors, and point (b) of paragraph 4 now refers to the additional own funds requirement of paragraph 2 rather than to unspecified consequences of insufficient closeness under former paragraph 2.

Cited: Art. 325bg, v2 · Art. 325bg, v1

text before / after

02013R0575-2024070902013R0575-20250101

Article 325bg Profit and loss attribution requirement 1. An institution's institution’s trading desk meets the P&L attribution requirements where the theoretical changes in the value of that trading desk complies with desk’s portfolio, based on the requirements set out institution’s risk-measurement model, are either close or sufficiently close to the hypothetical changes in the value of that trading desk’s portfolio, based on the institution’s pricing model. 2. Notwithstanding paragraph 1 of this Article. 2. The P&L attribution requirement shall ensure that Article, where the theoretical changes in the value of a trading desk's desk’s portfolio, based on the institution's institution’s risk-measurement model, are sufficiently close to the hypothetical changes in the value of the that trading desk's desk’s portfolio, based on the institution's institution’s pricing model. 3. For each position of a given model, the institution shall calculate, for all positions assigned to that trading desk, an institution's compliance with additional own funds requirement to the own funds requirements referred to in Article 325ba(1) and (2). 3. On the basis of the results of the P&L attribution requirement referred to in paragraph 1 of this Article, an institution shall lead to the identification of determine and document a precise list of risk factors included in the institution’s risk-measurement model that are deemed appropriate for verifying the institution's institution’s compliance with the back-testing requirement set out in Article 325bf. The institution shall track any change to the list of those risk factors. 4. EBA shall develop draft regulatory technical standards to specify: (a) the criteria necessary to ensure that specifying whether the theoretical changes in the value of a trading desk's desk’s portfolio is are either close or sufficiently close to the hypothetical changes in the value of a trading desk's desk’s portfolio for the purposes of paragraph 2, 1, taking into account international regulatory developments; (b) the consequences for an institution where the theoretical changes additional own funds requirement referred to in the value of a trading desk's portfolio are not sufficiently close to the hypothetical changes in the value of a trading desk's portfolio for the purposes of paragraph 2; (c) the frequency at which the P&L attribution is to be performed by an institution; (d) the technical elements to be included in the theoretical and hypothetical changes in the value of a trading desk's portfolio for the purposes of this Article; (e) the manner in which institutions that use the internal model are to aggregate the total own funds requirement for market risk for all their trading book positions and non-trading book positions that are subject to foreign exchange risk or commodity risk, taking into account the consequences referred to in point (b). EBA shall submit those draft regulatory technical standards to the Commission by 10 July 2025. Power is delegated to the Commission to supplement this Regulation by adopting the regulatory technical standards referred to in the first subparagraph in accordance with Articles 10 to 14 of Regulation (EU) No 1093/2010.

in force 2024-07-09 DEFERRED

Amended by Regulation (EU) 2024/1623 32024R1623

applies from: 2025-07-10

dates added to the text: 2025-07-10 · dates removed: 2020-03-28

Sources disagree — the text comparison and the EU's own amendment metadata found this change; the amending act's instructions do not mention it. All are shown; none is overruled.

The only textual change is the date by which EBA must submit the draft regulatory technical standards referred to in paragraph 4, moving from 28 March 2020 in the earlier version to 10 July 2025 in the later version.

Cited: Art. 325bg, v1 · Art. 325bg, v2

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in force 2023-06-28 INSERTED

Amended by Regulation (EU) 2019/876 32019R0876

applies from: unknown

Sources disagree — the amending act's instructions found this change; the text comparison finds no difference in the provision's text and the EU's own amendment metadata does not list it. All are shown; none is overruled.

No explanation shipped — the structural diff did not see this change, so it carries no text; another signal named the unit and the disagreement ships as `disputed`.

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in force 2020-12-28 INSERTED

Amended by Regulation (EU) 2019/876 32019R0876

applies from: unknown

Sources disagree — the amending act's instructions found this change; the text comparison finds no difference in the provision's text and the EU's own amendment metadata does not list it. All are shown; none is overruled.

No explanation shipped — the structural diff did not see this change, so it carries no text; another signal named the unit and the disagreement ships as `disputed`.

text before / after, on the event page →

in force 2019-06-27 INSERTED

Amended by Regulation (EU) 2019/876 32019R0876

applies from: unknown (an inserted provision states its own application date only in prose)

Sources disagree — the text comparison and the amending act's instructions found this change; the EU's own amendment metadata does not list it. All are shown; none is overruled.

This is a newly added article setting out a profit and loss (P&L) attribution requirement for an institution's trading desks, defining when such a desk meets that requirement and what the requirement is meant to ensure.

It also directs EBA to draft regulatory technical standards covering the closeness criteria, consequences of non-compliance, frequency of performance, technical elements, and aggregation methods, and states a submission deadline of 28 March 2020 along with a delegation of power to the Commission to adopt those standards.

Cited: Art. 325bg, v2

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