emendrix

Art. 324

Capital Requirements Regulation · 32013R0575 · every event for this act · on EUR-Lex

Loss event type classification

1 change recorded across 1 event, newest first.

in force 2025-01-01 DELETED+0 −1,361

Amended by Regulation (EU) 2024/1623 32024R1623 · Regulation (EU) 2024/2987 32024R2987 · Regulation (EU) 2024/2795 32024R2795

applies from: unknown (a deleted provision has no application date to move)

Sources disagree — the text comparison found this change; the EU's own amendment metadata does not list it. Both are shown; neither is overruled.

Article 324, which set out the table classifying loss event types referred to in point (b) of Article 322(3), including categories such as internal fraud, external fraud, employment practices and workplace safety, clients, products and business practices, damage to physical assets, business disruption and system failures, and execution, delivery and process management, no longer appears in the text.

Cited: Art. 324, v1

text before / after

deleted text (02013R0575-20240709)

Article 324
Loss event type classification
The loss events types referred to in point (b) of Article 322(3) are the following:
Table 3
Event-Type Category Definition
Internal fraud Losses due to acts of a type intended to defraud, misappropriate property or circumvent regulations, the law or company policy, excluding diversity/discrimination events, which involves at least one internal party
External fraud Losses due to acts of a type intended to defraud, misappropriate property or circumvent the law, by a third party
Employment Practices and Workplace Safety Losses arising from acts inconsistent with employment, health or safety laws or agreements, from payment of personal injury claims, or from diversity/discrimination events
Clients, Products & Business Practices Losses arising from an unintentional or negligent failure to meet a professional obligation to specific clients (including fiduciary and suitability requirements), or from the nature or design of a product
Damage to Physical Assets Losses arising from loss or damage to physical assets from natural disaster or other events
Business disruption and system failures Losses arising from disruption of business or system failures
Execution, Delivery & Process Management Losses from failed transaction processing or process management, from relations with trade counterparties and vendors