in force 2024-12-24 MODIFIED+0 −3§
Amended by Regulation (EU) 2024/2987 32024R2987 · Regulation (EU) 2023/1114 32023R1114
applies from: unchanged
Sources disagree — the text comparison found this change; the EU's own amendment metadata does not list it. Both are shown; neither is overruled.
The only visible change is punctuation at the end of point (e): the word "and" that followed the semicolon in the earlier text is absent in the later text, which instead ends point (e) with a plain semicolon.
Cited: Art. 9, v1 · Art. 9, v2
text before / after
02010R1095-20220812 → 02010R1095-20241230
Article 9
Tasks related to consumer protection and financial activities
1. The Authority shall take a leading role in promoting transparency, simplicity and fairness in the market for consumer financial products or services across the internal market, including by:
(a) collecting, analysing and reporting on consumer trends, such as the development of costs and charges of retail financial services and products in Member States;
(aa) undertaking in-depth thematic reviews of market conduct, building a common understanding of markets practices in order to identify potential problems and analyse their impact;
(ab) developing retail risk indicators for the timely identification of potential causes of consumer and investor harm;
(b) reviewing and coordinating financial literacy and education initiatives by the competent authorities;
(c) developing training standards for the industry; and
(d) contributing to the development of common disclosure rules;
(e) contributing to a level playing field in the internal market where consumers and other users of financial services have fair access to financial services and products; and
(f) coordinating mystery shopping activities of competent authorities, if applicable.
2. The Authority shall monitor new and existing financial activities and may adopt guidelines and recommendations with a view to promoting the safety and soundness of markets, and convergence and effectiveness … 394 unchanged words … assess the need to prohibit or restrict certain types of financial activity or practice and, where there is such a need, inform the Commission and the competent authorities in order to facilitate the adoption of any such prohibition or restriction.